American Dream Pie
A long, long time ago,
I can still remember
How the money used to make a pile.
And I knew if I had my chance,
That I could whoop those bankers’ pants
And beat their rates and service by a mile.
But Ben Bernanke made me shiver
And Dodd and Frank were co-conspirators
Lobbyists on their door step
Big banks’ cash in their clips.
And I can’t remember if I cried when I
Read the press’ dittoed lies
But something touched me deep inside
The day, the broker died.
So bye, bye mortgage brokers who tried
To compete with mammoth lenders
Who had Ben on their side
And consumers started wondering why the rates got so high
Instead of lower on the day brokers died
Lower on the day brokers died
Did you write the banking laws
Replete with central planning flaws
Cause Obama told you so
Do you believe in cost control
Can government save your mortgaged souls
And can you teach my how to recover real slow
Well I know the banks are in bed with Ben
They brought, golden sacks in covered wagons
With power to abuse,
It’s a regulation ruse.
I was an independent mortgage man
With a heart to serve
And a ton of fans
But that was all before the ban
They day, the broker died
We were singing (Refrain)
I met a girl who sang the blues
Her house now gone to a deed in lieu
The banker smiled as he took it away.
It’s written in the sacred lore
How brokers could’ve helped her more
Till Ben said that the brokers
Couldn’t be paid.
And in the streets, the children screamed
For bailout debts would be theirs it seemed
Not a word was spoken
The growth engine was broken.
And the three that I admire the most
Father Son and Holy Ghost
Are still my only hope and boast
On this day, the broker died.